🕐 Server Hours: 9:00 AM - 9:00 PM |Payment Will be Credited within 5 mins | 📱 IMPS: ₹20 per transaction | ⏱️ Pending Transaction Clearance: 24-72 hours |
🕐 Server Hours: 9:00 AM - 9:00 PM |Payment Will be Credited within 5 mins | 📱 IMPS: ₹20 per transaction | ⏱️ Pending Transaction Clearance: 24-72 hours |
🕐 Server Hours: 9:00 AM - 9:00 PM |Payment Will be Credited within 5 mins | 📱 IMPS: ₹20 per transaction | ⏱️ Pending Transaction Clearance: 24-72 hours |
Charges Table
Detailed charges for all credit card services and transactions.
Credit Card to Money Transfer
Money transfer charges with utility and non-utility classifications. Fixed fees apply for amounts below ₹5,000.
Visa Cards
| Amount Slab | Utility | Non-Utility |
|---|
| Above ₹1,50,000 | 1.39% | 1.80% |
| Above ₹50,000 | 1.50% | 1.80% |
| Above ₹10,000 | 1.60% | 2.00% |
| Below ₹10,000 | 2.00% | 2.00% |
| Below ₹5,000 | ₹100 | - |
All Rupay Cards
| Amount Slab | Utility | Non-Utility |
|---|
| Above ₹50,000 | 1.70% | 1.80% |
| Above ₹20,000 | 1.80% | 2.00% |
| Below ₹19,999 | 2.00% | 2.00% |
| Below ₹5,000 | ₹150 | - |
Master Cards (Except HDFC)
| Amount Slab | Utility | Non-Utility |
|---|
| Above ₹20,000 | 1.80% | 1.80% |
| Below ₹19,999 | 2.00% | 2.00% |
HDFC Cards
| Amount Slab | Utility | Non-Utility |
|---|
| Visa Above ₹20,000 | 1.50% | 1.80% |
| Rupay Above ₹20,000 | 1.80% | 2.00% |
| Master Above ₹20,000 | 2.20% | 2.50% |
| All Below ₹20,000 | 2.00% | - |
Card to Card (Rotation)
Rotation charges for card-to-card transactions based on amount and utility classification.
All Visa, Rupay, Master Cards
| Amount Slab | Utility | Non-Utility |
|---|
| Above ₹50,000 | 1.80% | 2.00% |
| Below ₹50,000 | 2.00% | 2.30% |
Credit Card Bill Payment Utility And Non-Utility
Bill payment charges vary based on card type, amount, and utility/non-utility classification.
Visa Cards
| Amount Slab | Utility | Non-Utility |
|---|
| Above ₹1,00,000 | 1.80% | 2.30% |
| Above ₹50,000 | 2.00% | 2.50% |
| Below ₹50,000 | 2.50% | 2.50% |
Rupay & Master Cards
| Amount Slab | Utility | Non-Utility |
|---|
| Above ₹50,000 | 2.00% | 2.30% |
| Above ₹20,000 | 2.30% | 2.30% |
| Below ₹19,999 | 2.50% | 2.50% |
Bank-wise Credit Card Charges
Standard charges across different banks for Visa, Rupay, and Master cards.
| Bank Name | Visa | Rupay | Master |
|---|
| SBI | 1.50% | 1.70% | 1.80% |
| ICICI | 1.50% | 1.70% | 1.80% |
| AXIS | 1.50% | 1.70% | 1.80% |
| KOTAK | 1.50% | 1.70% | 1.80% |
| BOB | 1.50% | 1.70% | 1.80% |
| BOI | 1.50% | 1.70% | 1.80% |
| CANARA | 1.50% | 1.70% | 1.80% |
| UNION | 1.50% | 1.70% | 1.80% |
| CENTRAL | 1.50% | 1.70% | 1.80% |
| INDIAN | 1.50% | 1.70% | 1.80% |
| PNB | 1.50% | 1.70% | 1.80% |
| BANDHAN | 1.50% | 1.70% | 1.80% |
| CSB | 1.60% | 1.70% | 1.80% |
| CITY UNION | 1.50% | 1.70% | 1.80% |
| DCB | 1.50% | 1.70% | 1.80% |
| FEDERAL | 1.80% | 1.80% | 2.00% |
| DBS | 1.50% | 1.70% | 1.80% |
| IDBI | 1.50% | 1.70% | 1.80% |
| IDFC | 1.50% | 1.70% | 1.80% |
| INDUSTRIAL | 1.50% | 1.70% | 1.80% |
| KVB | 1.50% | 1.70% | 1.80% |
| KARNATAKA | 1.50% | 1.70% | 1.80% |
| YES | 1.50% | 1.70% | 1.80% |
| UCO | 1.50% | 1.70% | 1.80% |
| HDFC | 1.50% | 1.80% | 2.00% |
| RBL | 1.50% | 1.70% | 1.80% |
| HSBC | 1.50% | 1.70% | 1.80% |
| ONE | 1.50% | 1.70% | 1.80% |
| IOB | 1.50% | 1.70% | 1.80% |
